Post-Paytm turbulence, what does India's fintech landscape look like? Account aggregators, ONDC, and the infrastructure plays.
The engineering and policy decisions that turned UPI into the world's most used real-time payment rail.
An 18-month tech-observer notebook on how India's real-money app operators actually implement Section 194BA (30% TDS) and Section 115BBJ (player-side 30% flat tax) — six UX signals that distinguish mature compliance from checkbox compliance, three app-level patterns I've measured on my Pixel bench, where the operator long tail is still breaking, and what the compliance-UX investment tells me about which products are built to last.